Know your true D2C numbers every morning on WhatsApp.

No spreadsheets. No chasing month-end accounts. Calcrum automatically maintains your double-entry books in the background every midnight. At 9:00 AM, your realized cash profit, tax liabilities, and an audit-ready daily books PDF arrive directly in your WhatsApp chat.

09:00 AM
Daily WhatsApp Brief
Midnight
Nightly Books Closed
0 Spreadsheets
Manual Work
< 15 ms
Dispute Intercept
Calcrum Financial OS • Daily Autonomous Dispatch

Wake up to reconciled numbers. Not spreadsheet fires.

Your double-entry books are closed automatically at midnight in the background. At 9:00 AM, your realized cash profit, tax liabilities, and an audit-ready PDF of your daily books arrive directly in your WhatsApp chat.

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Daily books PDF sent to chat Nightly tax & GST close Clean Tally XML export 60-second setup
Calcrum Intelligence
09:00 AM • Official Briefing Feed
Verified
End-to-end encrypted direct financial feed
Good morning, Kabir. Here is your financial truth for yesterday (daily):
Shopify Sales:₹1,84,500 (142 orders)
Gateway Inflow:₹1,12,000 (settled to HDFC)
COD in Transit:₹62,400 (Delhivery transit)
Meta Ad Spend:₹48,000
Product & Freight:₹66,200
Net Realized Cash Profit₹38,400
Zero Drift
PDF
Calcrum_Daily_Books_daily.pdf
148 KB • Double-Entry Closed • GST 3B
Courier Weight Discrepancy:4 shipments billed as 1.2kg instead of 400g. ₹310 courier overcharge claim ready.
Books balanced & taxes calculated in background.09:00 AM ✓✓
Shopify • Razorpay • Delhivery • HDFC Bank Feed

Three places where your margin disappears before hitting your bank account.

Most D2C founders celebrate Shopify GMV while courier aggregators auto-debit disputed weight charges and payment gateways deduct hidden fees before settling lump sums to your HDFC or ICICI account.

Leak 01 • Courier Overcharge

The 7-day courier auto-debit trap.

Couriers routinely bump 400g apparel packets into 1.2kg volumetric slabs. Aggregators give you exactly 7 days to dispute with packing photos and SKU dead-weights before auto-debiting your COD float. Unchecked, this silently bleeds ₹60,000 to ₹1,80,000 each month.

Monthly Founder Loss:₹60,000 - ₹1,80,000
Calcrum Action:Automated 24h dead-weight audit & dispute claim pack
Leak 02 • Gateway Drift

Lump-sum settlement drift.

Razorpay, Cashfree, and PayU settle money in bulk batches net of MDR, refund clawbacks, and 18% GST on fees. The ₹4,82,910 landing in your bank never matches any individual order in Shopify. Your finance team spends 20 hours monthly guessing which orders were actually paid.

Reconciliation Lag:12 - 18 Days Behind
Calcrum Action:Integer-paise UTR matching directly to bank feed
Leak 03 • Accounting Blindspot

The month-end "suspense" slog.

On the 18th of the month, your CA panics before GST filing deadlines. Unable to match 3,000 multi-channel orders against scattered bank credits, they dump unaccounted differences into a "Suspense Account" just to close the books. You have no idea what your real EBITDA was.

Tax Audit Exposure:High (Unreconciled)
Calcrum Action:Nightly closed double-entry ledgers with 0 suspense

Watch order matching happen in real time.

Every transaction is mapped through four checkpoints: store gross, gateway fees, courier volumetric audits, and nightly double-entry ledger close. Select a sample order below to inspect the trail.

01. SHOPIFY STOREPrepaid

#8421

Oversized Cotton Tee (SKU-TEE-01)

Arjun M. (Bengaluru)

Gross Order Value₹1,499.00
02. GATEWAYSettled

Razorpay

Fee (MDR):₹29.98
GST on Fee:₹5.40
UTR Match:HDFCR52024090500821
Net Payout to Bank₹1,463.62
03. COURIER AUDITDispute Ready

Delhivery Express

Dead Weight:340 g
Billed Weight:1.2 kg (Volumetric bump)
Fair Freight:₹85.00
Dispute Recovery Ready₹80.00
04. DAILY BOOKS & TAXES0-Drift

Nightly Double-Entry Close

Total Debits:₹1,499.00
Total Credits:₹1,499.00
Mathematical Drift:₹0.00 (Balanced)
WhatsApp PDF:Ready at 9 AM
Net Realized Cash₹1,298.62

Full Invariant Engine: 500 Orders Batch Audit

Simulate 500 multi-rail orders across Shopify, Razorpay, Cashfree, and Delhivery in real time.

Everything you need to know before connecting your store.

We built Calcrum specifically for D2C founders who are tired of accounting blindspots but cannot afford security risks or workflow disruptions.

Read-Only / RBI AA Compliant
BANK CREDENTIAL PRIVACY

Do you need my net banking passwords?

Explicitly no. Calcrum never asks for login credentials or money movement permissions. We use read-only RBI-regulated Account Aggregator feeds or simple statement CSV uploads. We can read numbers, but nobody can move your funds.

Verified Standard100% Guaranteed
Daily PDF Books & GST Ready
DAILY BOOKS & TAX ALIGNMENT

How are my books and taxes handled, and will this help my CA?

Your books of accounts are automatically balanced in the background every night. Every morning, an audit-ready PDF containing your trial balance, P&L, and GST tax breakdown is delivered right to your WhatsApp. Your CA gets clean numbers with zero suspense accounts, plus native Tally Prime XML files that import in 10 seconds.

Verified Standard100% Guaranteed
60-Second Ingestion
ZERO CODE SETUP

Do I need a developer to set this up?

Zero coding or engineering needed. Connect your Shopify store in two clicks, or simply drop in your Razorpay settlements and courier bills. You see your first reconciled financial brief in under 60 seconds.

Verified Standard100% Guaranteed
Autonomous Engine
SOFTWARE VS AGENCY

Are you an agency trying to sell a retainership?

No. Calcrum is pure software, not an agency. There are no expensive monthly retainers, no human errors, and no waiting three weeks for reports. The engine runs every night at midnight and sends your numbers on WhatsApp.

Verified Standard100% Guaranteed

We will set up your store together on a quick call.

No confusing video tutorials or automated tickets. Once you leave your number, Rahul, our COO, will personally call you to connect your Shopify store and couriers, run your first weight dispute audit, and configure your daily books PDF dispatch in under 15 minutes.

R
RahulCOO, Calcrum

"I personally onboard our early D2C partners. We will connect your store and couriers together, verify your gateway payouts, and ensure your daily books of accounts, tax liabilities, and financial statements arrive in PDF directly in your WhatsApp every morning."

Read-only connection 15-30 min phone turnaround

Connect with Rahul

Direct setup call within 15 to 30 minutes. Zero retainers or hidden fees.

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